Do you accept Aetna for therapy in New York?

Yes. Several of our therapists are in-network with Aetna for clients in New York. Your sessions may be covered depending on your specific plan's mental health benefits. We ask that you provide your insurance information before your first session so we can verify your coverage and match you with an in-network therapist.

Do you accept insurance in New Jersey or Connecticut?

Our in-network contract with Aetna currently applies to New York clients only. New Jersey and Connecticut clients can use out-of-network benefits — we provide monthly superbills to make the reimbursement process as straightforward as possible.

A superbill is a detailed monthly receipt that includes everything your insurance company needs to process an out-of-network reimbursement claim — session dates, diagnosis codes, procedure codes, and our provider information. You submit it directly to your insurance company and they reimburse you based on your plan's out-of-network benefits.

What are your therapy session fees?

Individual Therapy: 45 minutes | $110-$275 out-of-network. Couples Counseling: 60 minutes | $300-$400 out-of-network. Family Therapy: 60 minutes | $350-$450 out-of-network. EMDR Therapy: $185-$275 out-of-network. In-network rates apply for eligible clients in New York with Aetna.

Do you offer sliding scale fees?

Yes. Every therapist at Peace of Mind Therapy offers sliding scale fees based on financial need and availability. We believe cost should never be the reason someone doesn't get support. Please reach out and we'll do our best to find a rate that works for you.

Can I use my HSA or FSA for therapy?

In most cases yes. Therapy sessions are typically eligible for HSA and FSA funds, allowing you to use pre-tax dollars toward your mental health care. Check with your plan provider to confirm eligibility.

What is your cancellation policy?

We require 24 hours notice to cancel or reschedule a session. Late cancellations or missed sessions may be charged the full session fee.

Payment is due at the time of each session. We accept all major credit cards and HSA/FSA cards.

How do I know which therapist's rate applies to me?

During your free consultation we'll match you with the therapist who is the best fit for your needs — and we'll be fully transparent about their rate before you commit to anything.

Insurance & Fees

Starting therapy shouldn’t be hard.

So we want the practical pieces — payment, insurance, and reimbursement — to feel clear and manageable from the start.

Insurance We Accept

We are proud to be in-network with Aetna and Northwell Direct for clients in New York. Several of our clinicians participate in these plans, so your sessions may be covered in full or in part after your copay and deductible — just like seeing any other in-network provider.

Coverage varies by plan and by clinician. We ask that you provide your insurance information before your first session so we can verify your specific benefits and match you with an in-network therapist who is the right fit for you.

Session Fees

Our rates reflect the level of training, care, and intention each therapist brings to their work. Fees vary across our team based on experience and specialization — we'll discuss exact rates during your free consultation so you know exactly what to expect before getting started.

If cost is a concern— please just ask. We believe cost should never be the reason someone doesn't get support. Every therapist on our team offers sliding scale fees based on financial need and availability. Reach out and we'll do our best to find a rate that feels sustainable and manageable for you!

Out of Network Fees —

Individual Therapy:
45-60 minutes| $65–$360

Couples Counseling:
60 minutes | $300–$450

Family Therapy:
60 minutes | $350–$500

EMDR Therapy:
Per session | $185–$300

Adolescent & Child Therapy:
45 minutes | $65–$275

*In order to accommodate financial need, some clinicians may offer reduced rates at 30 minute sessions, if clinically appropriate.

In-network rates with Aetna and Northwell Direct (New York clients) will be significantly lower and depend on your specific plan's copay and deductible.

Out-of-Network Benefits

Our in-network contract with Aetna and Northwell Direct currently applies to New York clients only. If you're in New Jersey or Connecticut — or have a different insurance plan — you may still be able to use your out-of-network benefits, and those benefits can be surprisingly good.

Here's how it works: you pay for your session at the time of service, and we provide you with a monthly superbill — a detailed receipt with everything your insurance company needs to process a reimbursement claim. Many out-of-network plans reimburse between 60–80% of the session fee after your deductible is met.

Helpful questions to ask your insurance company:

- Do I have out-of-network mental health benefits?

- What percentage of the session fee is reimbursed?

- What is my out-of-network deductible and how much has been met?

- How do I submit a superbill for reimbursement?

If questions come up, we're happy to walk through this with you — it's often more straightforward than it initially sounds.

Yes! Most clinician at Peace of Mind Therapy are in-network with Aetna for clients in New York.
Yes! Most clinician at Peace of Mind Therapy are in-network with Northwell Direct for clients in New York.
Our clinician who is licensed in New Jersey is not currently in-network with any insurance companies. If you're in New Jersey you may still be able to use your out-of-network benefits — we provide monthly superbills to make the reimbursement process as straightforward as possible.
We are currently not in-network with any Connecticut plans.
A superbill is a detailed monthly receipt that includes everything your insurance company needs to process an out-of-network reimbursement claim — session dates, diagnosis codes, procedure codes, and our provider information. You submit it directly to your insurance company and they reimburse you based on your out-of-network benefits.
Reimbursement varies by insurance plan. Many plans reimburse between 60–80% of the session fee after your out-of-network deductible is met. To find out your specific benefits call the member services number on your insurance card and ask about your out-of-network mental health benefits.
Yes. We believe cost should never be the reason someone doesn't get support. All of our therapists offer sliding scale fees (lower rates) based on financial need and availability. Please don't hesitate to ask — we'd rather find a way to make it work than have you go without the help you deserve.
In most cases yes! Many clients use HSA (Health Savings Account) or FSA (Flexible Spending Account) funds to pay for therapy sessions using pre-tax dollars. Check with your plan provider to confirm eligibility.
We require 24 hours notice to cancel or reschedule a session. Late cancellations or missed sessions may be charged the full session fee.

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